How the Central Bank of Jordan Shaped the Current Crypto Policy
Explore how the Central Bank of Jordan moved from a crypto ban to a licensing regime, what the 2025 virtual assets law requires, and how it impacts traders and startups.
Jordan Cryptocurrency Licensing: Rules, Requirements, and What’s Next
When it comes to Jordan cryptocurrency licensing, the official framework that governs how digital asset businesses operate legally in Jordan. Also known as digital asset licensing in Jordan, it’s the backbone of the country’s push to become a regulated hub for blockchain innovation in the Middle East. Unlike countries that ban crypto outright, Jordan has taken a structured approach—requiring exchanges, wallet providers, and token issuers to apply for licenses through the Central Bank of Jordan (CBJ). This isn’t just paperwork; it’s a full compliance system that includes AML checks, capital requirements, and ongoing reporting.
The crypto regulation Jordan, the set of rules enforced by the CBJ to ensure transparency and protect users. Also known as Jordan digital asset framework, it closely mirrors international standards like FATF guidelines, but with local twists. For example, foreign-owned exchanges must partner with a Jordanian entity, and all customer funds must be held in segregated accounts. The licensing process isn’t quick—it takes 3 to 6 months—and requires detailed business plans, technical audits, and proof of cybersecurity measures. This isn’t designed for meme coin projects or fly-by-night operators. It’s built for serious firms ready to play by the rules. Meanwhile, blockchain regulation Middle East, the broader trend of countries in the region moving from crypto bans to controlled adoption. Also known as Middle East crypto policy, it’s a patchwork: Saudi Arabia is testing sandbox programs, the UAE has full licensing, and Jordan sits right in the middle—strict but open. What makes Jordan unique is its focus on financial stability. The CBJ doesn’t want crypto to destabilize the Jordanian dinar or create untraceable capital flight. That’s why they’re pushing for real-time transaction monitoring and strict KYC on all platforms.
If you’re thinking about launching a crypto business in Jordan, or even just trading on a local exchange, you need to know this: unlicensed platforms are illegal. There’s no gray area. The CBJ has already shut down several unregistered services and fined operators. The licensed ones? They’re the only ones you should trust. Below, you’ll find real-world analyses of how these rules play out in practice—what firms actually had to do to get approved, where they failed, and what new players need to avoid. You’ll also see how Jordan’s approach stacks up against neighbors like Saudi Arabia and Egypt, and whether the licensing model is actually working for everyday users.